{"schema":1,"date":"2026-10-16","updated_at":"2026-10-16T00:27:29+00:00","source":{"name":"KB증권 리서치본부 채권크레딧팀 텔레그램 채널","url":"https://t.me/jk_bond","basis":"민평3사 기준"},"notices":["국고채 금리는 공개 통계가 아니고 FRED 자료도 아니다. KB증권 리서치본부 채권크레딧팀이 텔레그램 공개 채널(t.me/jk_bond)에 올리는 '채권시장 일일동향' 글에서 국고채 금리 숫자만 옮겼다. 금리 기준은 그 글에 적힌 민평3사(민간 채권평가사 세 곳 평균)다. 글의 해설은 옮기지 않는다.","날짜는 글이 올라온 날(한국 시간)이다. 글이 아침에 올라오므로 값은 직전 영업일 금리이고, 금리차는 macro-regime-check가 이 금리로 계산했다. 갱신 시각에 따라 하루 늦게 반영될 수 있다.","이 사이트의 규칙 판정에는 쓰지 않는 참고 자료다. macro-regime-check는 KB증권·채권평가사와 관계가 없고, 채널 운영자나 금리 산출처가 요청하면 이 절을 내린다."],"latest":{"date":"2026-10-16","post_url":"https://t.me/jk_bond/22825","rows":[{"tenor":"3년","yield":3.872,"change_bp":-1.0},{"tenor":"5년","yield":4.009,"change_bp":-3.6},{"tenor":"10년","yield":4.195,"change_bp":-6.1},{"tenor":"30년","yield":4.297,"change_bp":-4.3}],"spreads":[{"label":"10년−3년","bp":32.3},{"label":"30년−10년","bp":10.2}]},"charts":[{"key":"ktb_yields","title":"국고채 금리","unit":"%","years":3,"zero":false,"threshold":null,"note":"날짜는 글이 올라온 날 — 값은 직전 영업일 금리","source_note":"자료: KB증권 리서치본부 채권크레딧팀 텔레그램 채널 '채권시장 일일동향'(민평3사 기준)","notices":[],"lines":[{"key":"ktb3","label":"국고 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10년","role":"series","series":[],"derived":false,"points":[["2026-09-03",4.417],["2026-09-04",4.367],["2026-09-07",4.35],["2026-09-08",4.39],["2026-09-09",4.4],["2026-09-10",4.4],["2026-09-11",4.455],["2026-09-14",4.542],["2026-09-15",4.53],["2026-09-16",4.6],["2026-09-17",4.537],["2026-09-18",4.491],["2026-09-21",4.46],["2026-09-22",4.445],["2026-09-23",4.447],["2026-09-28",4.37],["2026-09-29",4.527],["2026-09-30",4.47],["2026-10-01",4.415],["2026-10-02",4.442],["2026-10-06",4.357],["2026-10-07",4.372],["2026-10-08",4.375],["2026-10-12",4.412],["2026-10-13",4.297],["2026-10-14",4.22],["2026-10-15",4.256],["2026-10-16",4.195]]},{"key":"ktb30","label":"국고 30년","role":"series","series":[],"derived":false,"points":[["2026-09-03",4.667],["2026-09-04",4.637],["2026-09-07",4.637],["2026-09-08",4.639],["2026-09-09",4.64],["2026-09-10",4.642],["2026-09-11",4.662],["2026-09-14",4.732],["2026-09-15",4.697],["2026-09-16",4.745],["2026-09-17",4.688],["2026-09-18",4.61],["2026-09-21",4.585],["2026-09-22",4.605],["2026-09-23",4.629],["2026-09-28",4.55],["2026-09-29",4.655],["2026-09-30",4.592],["2026-10-01",4.53],["2026-10-02",4.552],["2026-10-06",4.502],["2026-10-07",4.52],["2026-10-08",4.485],["2026-10-12",4.457],["2026-10-13",4.385],["2026-10-14",4.319],["2026-10-15",4.34],["2026-10-16",4.297]]}]},{"key":"ktb_spreads","title":"국고채 장단기 금리차","unit":"bp","years":3,"zero":true,"threshold":null,"note":null,"source_note":"자료: KB증권 리서치본부 채권크레딧팀 텔레그램 채널 '채권시장 일일동향'(민평3사 기준) · 금리차는 macro-regime-check가 이 금리로 계산한 값","notices":[],"lines":[{"key":"s10_3","label":"10년−3년","role":"series","series":[],"derived":true,"points":[["2026-09-03",48.2],["2026-09-04",48.5],["2026-09-07",46.5],["2026-09-08",49.3],["2026-09-09",50.2],["2026-09-10",49.0],["2026-09-11",52.8],["2026-09-14",52.2],["2026-09-15",50.9],["2026-09-16",50.3],["2026-09-17",49.7],["2026-09-18",44.6],["2026-09-21",43.3],["2026-09-22",39.3],["2026-09-23",41.7],["2026-09-28",37.5],["2026-09-29",41.6],["2026-09-30",39.8],["2026-10-01",40.0],["2026-10-02",42.7],["2026-10-06",43.0],["2026-10-07",43.8],["2026-10-08",41.3],["2026-10-12",41.5],["2026-10-13",37.9],["2026-10-14",36.8],["2026-10-15",37.4],["2026-10-16",32.3]]},{"key":"s30_10","label":"30년−10년","role":"series","series":[],"derived":true,"points":[["2026-09-03",25.0],["2026-09-04",27.0],["2026-09-07",28.7],["2026-09-08",24.9],["2026-09-09",24.0],["2026-09-10",24.2],["2026-09-11",20.7],["2026-09-14",19.0],["2026-09-15",16.7],["2026-09-16",14.5],["2026-09-17",15.1],["2026-09-18",11.9],["2026-09-21",12.5],["2026-09-22",16.0],["2026-09-23",18.2],["2026-09-28",18.0],["2026-09-29",12.8],["2026-09-30",12.2],["2026-10-01",11.5],["2026-10-02",11.0],["2026-10-06",14.5],["2026-10-07",14.8],["2026-10-08",11.0],["2026-10-12",4.5],["2026-10-13",8.8],["2026-10-14",9.9],["2026-10-15",8.4],["2026-10-16",10.2]]}]}],"rows":[["2026-09-03",22253,3.935,4.17,4.417,4.667],["2026-09-04",22268,3.882,4.108,4.367,4.637],["2026-09-07",22306,3.885,4.095,4.35,4.637],["2026-09-08",22316,3.897,4.125,4.39,4.639],["2026-09-09",22337,3.898,4.127,4.4,4.64],["2026-09-10",22347,3.91,4.133,4.4,4.642],["2026-09-11",22361,3.927,4.19,4.455,4.662],["2026-09-14",22396,4.02,4.267,4.542,4.732],["2026-09-15",22408,4.021,4.268,4.53,4.697],["2026-09-16",22425,4.097,4.347,4.6,4.745],["2026-09-17",22444,4.04,4.273,4.537,4.688],["2026-09-18",22458,4.045,4.242,4.491,4.61],["2026-09-21",22486,4.027,4.22,4.46,4.585],["2026-09-22",22501,4.052,4.27,4.445,4.605],["2026-09-23",22504,4.03,4.255,4.447,4.629],["2026-09-28",22557,3.995,4.2,4.37,4.55],["2026-09-29",22575,4.111,4.33,4.527,4.655],["2026-09-30",22593,4.072,4.264,4.47,4.592],["2026-10-01",22619,4.015,4.211,4.415,4.53],["2026-10-02",22652,4.015,4.2,4.442,4.552],["2026-10-06",22701,3.927,4.115,4.357,4.502],["2026-10-07",22711,3.934,4.117,4.372,4.52],["2026-10-08",22731,3.962,4.132,4.375,4.485],["2026-10-12",22757,3.997,4.174,4.412,4.457],["2026-10-13",22771,3.918,4.102,4.297,4.385],["2026-10-14",22783,3.852,4.02,4.22,4.319],["2026-10-15",22810,3.882,4.045,4.256,4.34],["2026-10-16",22825,3.872,4.009,4.195,4.297]]}